a common question we hear in our customercare center is, "will i still have the option to go on cobra if i lose my job?" the answeris yes. every regulation we've seen would indicate that a person who loses their jobhas the option to stay on their employer's health insurance plan for up to 18 months,which is essentially how cobra works. what's nice about the affordable care act is thatit gives people on cobra the ability to apply for individual coverage without concern thattheir application can be declined. people who opt out of cobra and buy an individualinsurance policy may qualify for low-income subsidies to help pay for the cost of theirplan.
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